SIP Calculator

SIP Calculator

Calculate wealth gain, future corpus, annual returns, inflation-adjusted value & investment growth instantly

SIP Investment Result

Total Invested Amount--
Estimated Wealth Gain--
Maturity Value--
🌱

Pro tip

Start your SIP with just ₹500/month

Turn these numbers into real wealth — open a free account on Groww in 5 minutes.

Start investing on Groww →
Inflation Adjusted Future Value--
Approx Monthly Corpus Growth--
Return on Investment--

OTHER IMPORTANT CALCULATORS

SIP Calculator

What Is a SIP Calculator?

A SIP calculator — or Systematic Investment Plan calculator — is a free online tool that instantly estimates the maturity value, total invested amount, and estimated returns of your monthly mutual fund investments. Enter three inputs — monthly SIP amount, expected annual return rate, and investment tenure — and get a clear picture of your future wealth in seconds.

How Does This SIP Return Calculator Work?

Our online SIP calculator uses the standard compound interest formula adopted by all AMFI-registered mutual funds in India:

M = P × {[(1 + r)ⁿ – 1] ÷ r} × (1 + r)

Where M = maturity amount, P = monthly SIP, r = monthly return rate (annual rate ÷ 12), and n = total months invested.

For example, a ₹5,000 monthly SIP for 10 years at 12% annual return grows to approximately ₹11.62 lakhs — nearly double your invested ₹6 lakhs — purely through the power of compounding.

Why Use Click2Calculate’s SIP Calculator?

  • Free and instant — no login or subscription required
  • Goal-based planning — reverse-calculate the monthly SIP needed to reach ₹50 lakhs, ₹1 crore, or any target
  • Step-up SIP support — model annual SIP increases aligned with salary growth
  • SIP vs lump sum comparison — see which investment approach builds more wealth for your timeline
  • Accurate for all fund types — equity, debt, hybrid, and ELSS tax-saving SIPs

Whether you are planning for retirement, child’s education, home purchase, or long-term wealth creation, this mutual fund SIP calculator helps you invest smarter — with numbers, not guesswork.

Mutual fund investments are subject to market risks. Returns shown are illustrative estimates based on assumed rates. Past performance does not guarantee future results.