Salary & Income Tax Calculator India

Salary & Income Tax Calculator India

Calculate salary income tax instantly under Old vs New Tax Regime FY 2025-26 with advanced deductions

Income Tax Calculation Result

Gross Annual Income₹0
Total Deductions₹0
Taxable Income₹0
Income Tax Before Cess₹0
Health & Education Cess (4%)₹0
Surcharge₹0
Total Tax Liability₹0
Net Annual In-Hand Salary₹0
Net Monthly In-Hand Salary₹0
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Estimated Monthly TDS Deduction₹0
Approx Monthly Gross Salary₹0
Approx Monthly In-Hand After TDS₹0
Live verified salary tax computation based on Indian income tax rules FY 2025-26 including cess, surcharge, deductions and smart regime comparison.

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What Is a Salary & Income Tax Calculator?

A salary income tax calculator India is a free online tool that instantly computes your tax liability, compares the New Tax Regime vs Old Tax Regime, and shows your exact take-home salary after all deductions — in seconds, without a Chartered Accountant.

How to Calculate Income Tax on Salary for FY 2025-26 (AY 2026-27)

Our income tax calculator India FY 2025-26 follows the official Income Tax Department formula in four steps:

  1. Gross Salary → subtract HRA exemption and LTA (Old Regime only)
  2. Apply Standard Deduction → ₹75,000 (New Regime) or ₹50,000 (Old Regime)
  3. Deduct Chapter VI-A → Section 80C (up to ₹1.5L), 80D (up to ₹25K), NPS 80CCD(1B) (₹50K), and more
  4. Apply slab rates + 4% Health & Education Cess → minus Section 87A rebate

Key FY 2025-26 Update: Under the New Tax Regime, salaried individuals earning up to ₹12,75,000 pay zero income tax — thanks to the ₹75,000 standard deduction and the enhanced ₹60,000 Section 87A rebate introduced in Union Budget 2025.

Why Use This Income Tax Calculator?

  • New vs Old Regime comparison — see which regime saves you more, instantly
  • CTC to take-home salary breakdown — includes EPF, Professional Tax, and TDS
  • HRA exemption auto-calculated — metro and non-metro cities supported
  • Surcharge and cess included — accurate for incomes up to ₹5 crore
  • Senior citizen slabs — separate calculation for 60+ and 80+ age groups
  • Global versions available — compare salary after tax in USA, UK, Australia & more

Use this free online income tax calculator to plan your taxes, maximise deductions, and avoid TDS surprises — updated for the latest Union Budget 2025 provisions.

Disclaimer: Results are indicative estimates for planning purposes. Consult a qualified CA or tax advisor for personalised ITR filing advice.